Manufacturing Insurance

Protect Your Business, Your Way

Cox Insurance Services offers customizable business insurance that reflects the unique characteristics of your business.

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Your Manufacturing Business Insurance Options Explained

While your day-to-day operations are complex, understanding business insurance doesn’t have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.
From product recalls and equipment breakdown, to customer claims of injury or illness due to products you sold, our Manufacturing package policies can help protect you from the risks you face as a manufacturer. Our Agency sells may “Non-Auditable” policies, NOT based on Sales or Payroll – so the Premium is guaranteed , many of our competitors sell policies based on sales which means your premium can be increased after the policy period per audit.

A Cox Insurance Services package policycan provide coverage for:

Employment Practices Liability

Covers your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.

Property Insurance

Funds repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.

Liability Insurance

Protects against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.

Business Crime Insurance

Protects against fraud, theft, forgery or robbery.

Business Income Coverage

Also known as Business Interruption Insurance, allows you to continue to receive income while your business is being restored. It not only helps you to cover expenses needed to keep a business operating after a loss, but it also helps you to replace lost revenue.

Cyber Liability and Data Breach

Provides coverage for privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center, and reimbursing you for post-event credit monitoring costs for victims of breach.

Tailor your coverage with these additional insurance endorsements, coverages and policies:


Shields your business from potentially ruinous lawsuits with additional liability coverage.

Workers’ Compensation Insurance

Satisfies your employees’ medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.

Business Auto Insurance

Gets you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.

Equipment Breakdown

Pays for direct damage and resulting loss of income caused by or resulting from covered equipment breakdown.

Ordinance or Law

Covers the cost to demolish and remove debris of undamaged parts of the building and the increased cost to repair, reconstruct or remodel damaged or undamaged parts of the building to comply with a building ordinance or law.

Broad Form Liability

Broadens liability coverage by adding or modifying coverage beyond the basics to include events that may be of serious risk to your business.

Business Income from Dependent Properties

Provides coverage for the actual loss of Business Income due to the necessary suspension of operations because of direct physical loss to a scheduled dependent property.

Product Recall Expense

Covers losses associated with a covered product recall in the market due to a known or suspected defect.


For perishable goods when they spoil due to a mechanical breakdown or power outage.

Transportation and Cargo

Covers against goods that are damaged or lost when transported by one of your vehicles or common contract carriers.

Hired and/or Non-owned Auto

Pays for Bodily Injury or Property Damage arising out of the maintenance or use of a hired automobile in the course of business by you or an employee, or the use of a non-owned automobile in the business by any person other than the insured.

It’s important to remember your organization has specific needs which may change over time

As a Manufacturing business owner, you will encounter challenges that require coverage to help you keep your business intact should an unexpected loss happen.

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