{"id":223,"date":"2019-09-24T15:07:58","date_gmt":"2019-09-24T15:07:58","guid":{"rendered":"http:\/\/cox.digital-55.com\/?page_id=223"},"modified":"2019-12-05T18:28:32","modified_gmt":"2019-12-05T18:28:32","slug":"apartment-rental-insurance","status":"publish","type":"page","link":"https:\/\/coxinsurance.net\/apartment-rental-insurance\/","title":{"rendered":"Apartment & Rental Insurance"},"content":{"rendered":"

[vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”6″ top_padding=”4″ bottom_padding=”4″ back_image=”293″ kburns=”yes” overlay_color=”color-jevc” overlay_alpha=”50″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ border_color=”color-xsdn” border_style=”solid” shift_y=”0″ z_index=”0″ bottom_divider=”step_1_2″ el_class=”inverted-device-order” css=”.vc_custom_1569813857248{border-bottom-width: 1px !important;}”][vc_column column_width_percent=”100″ position_horizontal=”right” gutter_size=”3″ override_padding=”yes” column_padding=”2″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”2\/3″][vc_custom_heading heading_semantic=”h1″ text_size=”h5″ text_transform=”uppercase” text_space=”fontspace-210350″ text_color=”color-xsdn”]Apartment & Rental Property Insurance[\/vc_custom_heading][vc_custom_heading heading_semantic=”h3″ text_size=”fontsize-155944″ text_weight=”400″ separator=”yes” subheading=”We offer complete packages Apartment complexes, and the same packages for single-family rentals, 4-plexes, etc. Cox Insurance Services offers customizable apartment owners policies that reflect the unique risk characteristics of your property.”]Protect your Apartment or Rental Property, Your Way[\/vc_custom_heading][vc_empty_space empty_h=”1″][vc_button size=”btn-lg” radius=”btn-circle” border_width=”0″ css_animation=”bottom-t-top” link=”url:%2Fget-a-quote%2F|title:Get%20a%20Quote||”]Get A Quote[\/vc_button][vc_empty_space empty_h=”1″][\/vc_column][vc_column column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/3″ mobile_height=”340″][\/vc_column][\/vc_row][vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”0″ top_padding=”0″ bottom_padding=”0″ overlay_alpha=”50″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ shift_y=”0″ z_index=”0″][vc_column column_width_percent=”100″ position_vertical=”middle” gutter_size=”3″ back_image=”295″ parallax=”yes” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ mobile_height=”340″][\/vc_column][vc_column column_width_use_pixel=”yes” gutter_size=”3″ override_padding=”yes” column_padding=”5″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ column_width_pixel=”528″][vc_custom_heading heading_semantic=”h3″ text_size=”h1″ separator=”yes” separator_color=”yes” subheading=”We don\u2019t put our Real Estate risks in insurance \u201cpools\u201d or \u201cmaster \u201d policies. These types of policies are inferior in many ways. There are many agencies and programs that will write your property and liability insurance on a Master Insurance policy that shares coverage with hundreds of other properties. Our competitors \u201cmaster\u201d policies can extend to cover many states that are subject to their local disasters. These policies subject your rates to claims from other non-related properties. Also, the Umbrella Liability is watered-down when you insure on a master policy.”]Your Apartment & Rental Insurance Options Explained[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=”0″ override_padding=”yes” h_padding=”2″ top_padding=”6″ bottom_padding=”6″ back_color=”accent” overlay_alpha=”50″ gutter_size=”3″ column_width_percent=”100″ shift_y=”0″ z_index=”1″ top_divider=”gradient” bottom_divider=”gradient”][vc_column column_width_percent=”100″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ gutter_size=”0″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”75″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_custom_heading heading_semantic=”h3″ text_size=”h1″]A Cox Insurance Services package policy
\ncan provide coverage for:[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator icon=”fa fa-arrow-down”][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ equal_height=”yes” gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Employment Practices Liability” link=”|||”]Covers your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Property Insurance” link=”|||”]Funds repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ radius=”sm” width=”1\/3″ link_to=”|||”][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Liability Insurance” link=”|||”]Protects against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][vc_separator][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ equal_height=”yes” gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Business Crime Insurance” link=”|||”]Protects against fraud, theft, forgery or robbery.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Business Income Coverage” link=”|||”]Also known as Business Interruption Insurance, allows you to continue to receive income while your business is being restored. It not only helps you to cover expenses needed to keep a business operating after a loss, but it also helps you to replace lost revenue.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ radius=”sm” width=”1\/3″ link_to=”|||”][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Cyber Liability and Data Breach” link=”|||”]Provides coverage for privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center, and reimbursing you for post-event credit monitoring costs for victims of breach.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=”0″ override_padding=”yes” h_padding=”2″ top_padding=”6″ bottom_padding=”6″ overlay_alpha=”0″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ shift_y=”0″ z_index=”0″ bottom_divider=”gradient” el_class=”row-letaral section-lateral row-horizontal-display overflow-hidden shape-bg additions”][vc_column column_width_use_pixel=”yes” position_horizontal=”left” position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ gutter_size=”0″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”75″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_custom_heading heading_semantic=”h3″ text_size=”h1″]Tailor your coverage with these additional insurance endorsements, coverages and policies:[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator icon=”fa fa-arrow-down”][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”100″ gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Shields your business from potentially ruinous lawsuits with additional liability coverage.”]Umbrella[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Satisfies your employees\u2019 medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.”]Workers\u2019 Compensation Insurance[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Gets you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.”]Business Auto Insurance[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”100″ gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for direct damage and resulting loss of income caused by or resulting from covered equipment breakdown.”]Equipment Breakdown[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Covers the cost to demolish and remove debris of undamaged parts of the building and the increased cost to repair, reconstruct or remodel damaged or undamaged parts of the building to comply with a building ordinance or law.”]Ordinance or Law[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for loss or damage caused by water that backs up or overflows from your sewer or drain or enters into and overflows from a sump pump or any other system designed to remove subsurface water from a foundation area.”]Backup of Sewers and Drains[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator][vc_row_inner][vc_column_inner width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for loss to free standing fences and walls due to certain specified causes of loss.”]Outdoor Fences and Walls[\/vc_custom_heading][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for Bodily Injury or Property Damage arising out of the maintenance or use of a hired automobile in the course of business by you or an employee, or the use of a non-owned automobile in the business by any person other than the insured.”]Hired and\/or Non-owned Auto[\/vc_custom_heading][\/vc_column_inner][vc_column_inner width=”1\/3″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”We\u2019ll provide a Reconstruction Cost Analysis Report this will enable us to recommend proper Building Coverage.”]Guaranteed Replacement Cost Analysis[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=”0″ back_color=”accent” overlay_alpha=”50″ gutter_size=”3″ column_width_percent=”100″ shift_y=”0″ z_index=”0″][vc_column column_width_percent=”100″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_custom_heading heading_semantic=”h6″ text_size=”h5″ text_transform=”uppercase” text_space=”fontspace-135905″]What Our Clients Say[\/vc_custom_heading][vc_column_text]“I’ve had Cox Insurance Services \u00a0and Wally Cox as my Insurance provider and agent for my apartment properties for over 5 years now.\u00a0 Wally and his team have not only always given me the best price but the best service as well. Whether I need something digitally or stopping by their office, I always get the best service and answers to any and all my questions by Wally and his staff. There is no one and no other company I’d rather or will do business with than Cox Insurance Services.\u00a0 I can’t recommend them highly enough.”<\/em>[\/vc_column_text][vc_custom_heading heading_semantic=”h6″ text_size=”fontsize-160000″ text_transform=”uppercase” text_space=”fontspace-135905″]<\/p>\n

Neil Evans,
\nManager\/Owner
\nDesert Canyon Investment Properties<\/p>\n

[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”0″ top_padding=”0″ bottom_padding=”0″ back_color=”accent” back_image=”191″ back_position=”center top” overlay_color=”color-jevc” overlay_alpha=”50″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ shift_y=”0″ z_index=”0″ el_class=”inverted-device-order”][vc_column column_width_use_pixel=”yes” position_horizontal=”right” gutter_size=”3″ override_padding=”yes” column_padding=”5″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ column_width_pixel=”528″][vc_custom_heading heading_semantic=”h3″ text_size=”fontsize-474928″ separator=”yes” subheading=”As an apartment building owner, you will encounter challenges that require coverage to help you keep your business intact should an unexpected loss happen.”]It\u2019s important to remember your organization has specific needs which may change over time[\/vc_custom_heading][vc_empty_space empty_h=”1″][vc_button size=”btn-lg” radius=”btn-circle” border_width=”0″ link=”url:%2Fget-a-quote%2F|title:Get%20a%20Quote||”]Get A Quote[\/vc_button][\/vc_column][vc_column column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ mobile_height=”340″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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