{"id":996,"date":"2019-09-30T03:38:27","date_gmt":"2019-09-30T03:38:27","guid":{"rendered":"http:\/\/cox.digital-55.com\/?page_id=996"},"modified":"2019-12-05T19:42:50","modified_gmt":"2019-12-05T19:42:50","slug":"restaurant-insurance","status":"publish","type":"page","link":"https:\/\/coxinsurance.net\/restaurant-insurance\/","title":{"rendered":"Restaurant Insurance"},"content":{"rendered":"
[vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”6″ top_padding=”4″ bottom_padding=”4″ back_image=”366″ kburns=”yes” overlay_color=”color-jevc” overlay_alpha=”70″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ border_color=”color-xsdn” border_style=”solid” shift_y=”0″ z_index=”0″ bottom_divider=”step_1_2″ el_class=”inverted-device-order” css=”.vc_custom_1569896756174{border-bottom-width: 1px !important;}”][vc_column column_width_percent=”100″ position_horizontal=”right” gutter_size=”3″ override_padding=”yes” column_padding=”2″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”2\/3″][vc_custom_heading heading_semantic=”h1″ text_size=”h5″ text_transform=”uppercase” text_space=”fontspace-210350″ text_color=”color-xsdn”]Restaurant Insurance[\/vc_custom_heading][vc_custom_heading heading_semantic=”h3″ text_size=”fontsize-155944″ text_weight=”400″ separator=”yes” subheading=”Cox Insurance Services offers customizable business insurance that reflects the unique characteristics of your Restaurant, Brew Pub, Bar, Tavern or Mobile Food Vendor.”]Protect Your Business, Your Way[\/vc_custom_heading][vc_empty_space empty_h=”1″][vc_button size=”btn-lg” radius=”btn-circle” border_width=”0″ css_animation=”bottom-t-top” link=”url:%2Fget-a-quote%2F|title:Get%20a%20Quote||”]Get A Quote[\/vc_button][vc_empty_space empty_h=”1″][\/vc_column][vc_column column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/3″ mobile_height=”340″][\/vc_column][\/vc_row][vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”0″ top_padding=”0″ bottom_padding=”0″ overlay_alpha=”50″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ shift_y=”0″ z_index=”0″][vc_column column_width_percent=”100″ position_vertical=”middle” gutter_size=”3″ back_image=”365″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ mobile_height=”340″][\/vc_column][vc_column column_width_use_pixel=”yes” gutter_size=”3″ override_padding=”yes” column_padding=”5″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ column_width_pixel=”528″][vc_custom_heading heading_semantic=”h3″ text_size=”h1″ separator=”yes” separator_color=”yes” subheading=”While your day-to-day operations are complex, understanding business insurance doesn\u2019t have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most. [vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”6″ top_padding=”4″ bottom_padding=”4″ back_image=”366″ kburns=”yes” overlay_color=”color-jevc” overlay_alpha=”70″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ border_color=”color-xsdn” border_style=”solid” shift_y=”0″ z_index=”0″ bottom_divider=”step_1_2″ el_class=”inverted-device-order” […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-996","page","type-page","status-publish","hentry"],"yoast_head":"\n
\nFrom food spoilage caused by equipment breakdown, to fire damage and customer injuries onsite, our Restaurant packages can help protect you from the risks you face as a restaurant owner.”]Your Restaurant Options Explained[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=”0″ override_padding=”yes” h_padding=”2″ top_padding=”6″ bottom_padding=”6″ back_color=”accent” overlay_alpha=”50″ gutter_size=”3″ column_width_percent=”100″ shift_y=”0″ z_index=”1″ top_divider=”gradient” bottom_divider=”gradient”][vc_column column_width_percent=”100″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ gutter_size=”0″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”75″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_custom_heading heading_semantic=”h3″ text_size=”h1″]A Cox Insurance Services package policy
\ncan provide coverage for:[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator icon=”fa fa-arrow-down”][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ equal_height=”yes” gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Employment Practices Liability” link=”|||”]Covers your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Property Insurance” link=”|||”]Funds repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ radius=”sm” width=”1\/3″ link_to=”|||”][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Liability Insurance” link=”|||”]Protects against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][vc_separator][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ equal_height=”yes” gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Business Crime Insurance” link=”|||”]Protects against fraud, theft, forgery or robbery.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ width=”1\/3″][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Business Income Coverage” link=”|||”]Also known as Business Interruption Insurance, allows you to continue to receive income while your business is being restored. It not only helps you to cover expenses needed to keep a business operating after a loss, but it also helps you to replace lost revenue.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”3″ mobile_width=”0″ radius=”sm” width=”1\/3″ link_to=”|||”][vc_icon position=”left” title_aligned_icon=”yes” icon=”fa fa-check-square-o” size=”fa-2x” text_size=”h4″ text_lead=”yes” title=”Cyber Liability and Data Breach” link=”|||”]Provides coverage for privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center, and reimbursing you for post-event credit monitoring costs for victims of breach.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=”0″ override_padding=”yes” h_padding=”2″ top_padding=”6″ bottom_padding=”6″ overlay_alpha=”0″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ shift_y=”0″ z_index=”0″ bottom_divider=”gradient” el_class=”row-letaral section-lateral row-horizontal-display overflow-hidden shape-bg additions”][vc_column column_width_use_pixel=”yes” position_horizontal=”left” position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”50″ gutter_size=”0″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”75″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_custom_heading heading_semantic=”h3″ text_size=”h1″]Tailor your coverage with these additional insurance endorsements, coverages and policies:[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator icon=”fa fa-arrow-down”][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”100″ gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Shields your business from potentially ruinous lawsuits with additional liability coverage.”]Umbrella[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Satisfies your employees\u2019 medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.”]Workers\u2019 Compensation Insurance[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Gets you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.”]Business Auto Insurance[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for direct damage and resulting loss of income caused by or resulting from covered equipment breakdown.”]Equipment Breakdown[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”100″ gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Covers the cost to demolish and remove debris of undamaged parts of the building and the increased cost to repair, reconstruct or remodel damaged or undamaged parts of the building to comply with a building ordinance or law.”]Ordinance or Law[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for loss of income and extra expense resulting from an announcement by a public health authority or the media of an actual or alleged discovery of food borne illness at a scheduled location or another location with the same trade name.”]Food-Borne Illness[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for loss of income as the result of a shutdown ordered by the Board of Health or other government authorities as well as certain other additional costs incurred to comply with such authority\u2019s requirement because of actual or suspected contamination.”]Food Contamination Shutdown[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Provides coverage for fixtures, alterations, installations or additions that you acquired or made at your expense and that are made part of the building and cannot be legally removed.”]Tenants Improvement & Betterments[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_separator][vc_row_inner row_inner_height_percent=”0″ overlay_alpha=”100″ gutter_size=”4″ shift_y=”0″ z_index=”0″][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Provides coverage for the actual loss of Business Income due to the necessary suspension of operations because of direct physical loss to a scheduled dependent property.”]Business Income from Dependent Properties[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for loss to Fine Arts owned and used in your business and those of others in your care, custody or control.”]Fine Arts[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”100″ shift_x=”0″ shift_y=”0″ z_index=”0″ medium_width=”2″ align_mobile=”align_center_mobile” mobile_width=”0″ zoom_width=”0″ zoom_height=”0″ width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Provides coverage for physical damage to customer\u2019s vehicles while in your care, custody or control.”]Garagekeepers (Valet)[\/vc_custom_heading][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_custom_heading heading_semantic=”h3″ text_size=”h4″ text_italic=”yes” sub_lead=”yes” sub_reduced=”yes” subheading=”Pays for Bodily Injury or Property Damage arising out of the maintenance or use of a hired automobile in the course of business by you or an employee, or the use of a non-owned automobile in the business by any person other than the insured.”]Hired and\/or Non-owned Auto[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=”0″ back_color=”accent” overlay_alpha=”50″ gutter_size=”3″ column_width_percent=”100″ shift_y=”0″ z_index=”0″][vc_column column_width_percent=”100″ position_vertical=”middle” align_horizontal=”align_center” gutter_size=”3″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/1″][vc_custom_heading heading_semantic=”h6″ text_size=”h5″ text_transform=”uppercase” text_space=”fontspace-135905″]What Our Clients Say[\/vc_custom_heading][vc_column_text]“Uncle Sal\u2019s Italian Restaurant in Scottsdale has been serving great food for over 20 years.<\/em>
\nCox Insurance Services has been serving our insurance needs for just as long!”<\/em>[\/vc_column_text][vc_custom_heading heading_semantic=”h6″ text_size=”fontsize-160000″ text_transform=”uppercase” text_space=”fontspace-135905″]Sally Molinari,
\nOwner Uncle Sal\u2019s Restaurant[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row unlock_row_content=”yes” row_height_percent=”0″ override_padding=”yes” h_padding=”0″ top_padding=”0″ bottom_padding=”0″ back_color=”accent” back_image=”1147″ parallax=”yes” overlay_color=”color-jevc” overlay_alpha=”60″ equal_height=”yes” gutter_size=”0″ column_width_percent=”100″ shift_y=”0″ z_index=”0″ el_class=”inverted-device-order”][vc_column column_width_use_pixel=”yes” position_horizontal=”right” gutter_size=”3″ override_padding=”yes” column_padding=”5″ style=”dark” overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ column_width_pixel=”528″][vc_custom_heading heading_semantic=”h3″ text_size=”fontsize-474928″ separator=”yes” subheading=”As a Restaurant business owner, you will encounter challenges that require coverage to keep your business intact, should an unexpected loss happen.”]It\u2019s important to remember your organization has specific needs which may change over time[\/vc_custom_heading][vc_empty_space empty_h=”1″][vc_button size=”btn-lg” radius=”btn-circle” border_width=”0″ link=”url:%2Fget-a-quote%2F|title:Get%20a%20Quote||”]Get A Quote[\/vc_button][\/vc_column][vc_column column_width_percent=”100″ gutter_size=”3″ overlay_alpha=”50″ shift_x=”0″ shift_y=”0″ shift_y_down=”0″ z_index=”0″ medium_width=”0″ mobile_width=”0″ width=”1\/2″ mobile_height=”340″][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"